Personal Loans 

Seventy8 Loans and Investments offers personal loans that ranges from as little as R100 up to R1000. The personal loans are meant to cover for the expected and emergency monthly shortfall. Life is a continuous process, where we need cash flow to accomplish our mid-monthly expenses. Unfortunately, easy and affordable cash has become scarce in South Africa. People are finding it hard to pay bills and banks have stringent process to help out.

To resolve this burning financial issue we offer personal loans which are repayable in one full instalment on your next pay date. Our loans have the lowest interest rates in our market (We invite you to compare our rates based on total repayable cost for the loan).

To apply for personal loans you will need:

Valid original South African ID book and/or passport

2 Months latest Payslips

3 Months Bank Statements with a valid South African Bank

You need to be between the ages of 18 and 60 years.

Are you black listed?

Blacklisted clients are welcome to apply; the necessary credit checks will be performed to calculate affordability.

Personal loans that are repaid within 7 days will be charged from 15% Interest rate, and the loans that will be repaid from 8 days up to 30 days will be charged from 20% Interest rate.

The interest rate indicated is ALL inclusive of the following fees as per NRC guidelines:
- Initiation fees
- Administration
- Interest rate

There is no hidden or surprise fees and quotation will be provided upfront.

Contact Us

Seventy8 Loans and Investments (PTY) LTD
An Authorised Financial Services and Credit Provider 2018/ 263400/ 07 (NCRCP11172)